Gold & Silver Fixed Return IIGST-FIX

IIGST Fix Return Fund

Choose your tenure — 12% to 18% p.a., locked in.

A non-breakable fixed-return plan with three tenure options: 1 year (12% p.a.), 2 years (15% p.a.), or 3 years (18% p.a.). NAV updates daily; funds auto-redeem to your bank account on the maturity date. Designed for investors who want certainty, discipline, and a clear path from investment to payout.

NAV History

Net Asset Value over time

Choose your tenure

Tenure & return table

The longer you commit, the higher your annual rate. NAV compounds daily; the rate shown is your per-annum return for the full tenure. Funds auto-redeem to your bank account on the maturity date.

Tenure Annual rate Per ₹1,00,000 invested Total gain Maturity multiplier
1 year 12% p.a. ₹112,000 +₹12,000 1.1200×
2 years 15% p.a. ₹132,250 +₹32,250 1.3225×
3 years 18% p.a. ₹164,303 +₹64,303 1.6430×

Calculated with daily-compounding NAV growth at the stated annual rate. Indicative only — final terms are reconfirmed in the Client Agreement.

Investment calculator

See your maturity amount in real time

Enter the amount you want to invest and pick a tenure — we’ll show you exactly what you’ll receive on maturity.

Plan your investment

Pick an amount and tenure — see your maturity in real time.

You will receive on maturity

₹1,12,000

+₹12,000 (+12.0%)

Invested
₹1,00,000
Returns
₹12,000

Maturity date

Rate locked

12% p.a.

Maturity is calculated as Principal × (1 + rate)tenure with daily-compounding NAV. On the maturity date your units auto-redeem and proceeds are credited to your registered bank account.

Investment Strategy

Choose your tenure at the time of investment (1 to 3 years). Each tenure has a pre-defined annual return; the longer you commit, the higher your rate. NAV grows daily; the lock-in is non-breakable; on the maturity date your units auto-redeem and the proceeds are transferred to your registered bank account.

  • 12% to 18% p.a. — rate depends on the tenure you choose (1-3 years)
  • Non-breakable lock-in — funds stay invested for the full chosen tenure
  • Auto-redemption on maturity — proceeds credited directly to your bank account
  • Daily NAV updates · transparent reporting · quarterly statements
  • Suitable for investors who want certainty and a clear maturity date

Fixed maturity · no exit load

The Fix Return Fund has a fixed return and a fixed maturity date. You choose your tenure at the time of investment (1, 2, or 3 years) and capital stays invested for that full period — there is no early exit and no exit load. On the maturity date, units are auto-redeemed and the proceeds are transferred directly to your registered bank account — no manual withdrawal request needed.

Suitable For

  • Investors who want a fixed, pre-defined return with a known maturity date
  • Anyone planning a goal-based investment (1, 2, or 3 years)
  • Conservative profiles comfortable locking funds in for the full chosen tenure
  • Investors looking for an alternative to traditional fixed deposits

Key Risks

  • Investments in commodity-linked products carry risk including possible loss of principal.
  • Past performance is not a guarantee of future results.
  • Fixed-return rates and tenure terms are governed by the signed Client Agreement.
  • The Fix Return Fund has a non-breakable lock-in — funds cannot be withdrawn before the chosen maturity date.
  • The Floating Fund is exposed to market price volatility through the live trading book; early redemption (before 1 year) attracts a 20% deduction from the redeemable amount.

Ready to invest?

Subscribe to the IIGST Fix Return Fund.

Open an investor account online and start with as little as ₹100.