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Investment IGST is a private investment firm operating under individual client agreements. Each investor signs a Client Agreement and Risk Disclosure before onboarding, and capital is deployed through a disciplined, back-tested gold & silver trading strategy.

Both funds start at just ₹100 for domestic (Indian) investors paying via Razorpay, so you can begin small and add to your position over time.

For overseas / NRI investors paying via PayPal, the minimum is 10 USD plus PayPal's transaction commission — the net amount credited to your investor account is after PayPal’s fee and currency-conversion margin. The exact ticket size is reconfirmed in your Client Agreement.

The IIGST Fix Return Fund pays 18% per annum — in full — only when held to the 2-year maturity. Payouts can be taken quarterly, annually, or auto-reinvested into the principal (preference captured at onboarding). If you withdraw before maturity, the rate drops to 9% p.a. and 20% of the redeemable amount is deducted as an exit load.

IIGST Floating Fund NAV is updated daily based on the live performance of the underlying gold & silver trading book — historically targeting more than 24% per annum. There is no fixed return — investors participate fully in upside and downside of the trading outcome. The fund has a 1-year lock-in.

Yes — you can withdraw anytime. However, exiting before the lock-in matures triggers a 20% deduction from the redeemable amount, and (for the Fix Return Fund) a lower return rate:

• IIGST Fix Return Fund — 2-year lock-in
  — At maturity (after 2 years): you receive the full 18% p.a. with no deduction.
  — Before maturity: your return drops to 9% p.a. and a 20% deduction is applied to the redeemable amount.

• IIGST Floating Fund — 1-year lock-in
  — At/after maturity: redemption at the prevailing NAV with no deduction.
  — Before maturity: a 20% deduction is applied to the redeemable amount (running NAV × units).

Domestic (Indian) investors can fund via Razorpay (UPI, NetBanking, IMPS, NEFT, RTGS, Cards) — minimum ₹100.

Overseas / NRI investors can fund via PayPal in supported currencies (USD, GBP, EUR, AED, SGD, AUD, CAD & more) — minimum 10 USD + PayPal commission. Direct bank transfers to our designated account are also accepted.

You can request a withdrawal any time through the investor portal — proceeds are credited within 48 hours after the lock-in matures. Early withdrawal is allowed too: if you exit before the lock-in matures (2 years for Fix Return, 1 year for Floating), 20% is deducted from the redeemable amount, and for the Fix Return Fund the return rate drops to 9% p.a. (instead of 18%).

Through your investor portal at investor.investment-igst.com — live unit price, holdings, transactions, statements, tax documents and downloadable reports are all available there. Daily unit-price updates and quarterly statements give you full visibility on your investment.

Once your lock-in is over, withdrawals are processed within 48 hours. Funds are credited to the bank account on file (verified at KYC).

We charge a 30% performance fee — only on profits. If we make you money, we share in the upside (30% of the gain). If we don’t make money in a period, we earn nothing. There is no fixed management fee.

All personal and financial data is stored on secured servers, transmitted over HTTPS/TLS, and access is gated by authenticated sessions. We never share investor data with third parties for marketing.

Email uday@investment-igst.com with the subject line "Grievance" and your investor ID. We aim to acknowledge within 1 business day and resolve within 7 business days.